Tax Deferral

$10,000 Lump Sum Investment Grows to. . .

  5 Years 10 Years 15 Years 20 Years 25 Years
3% TAX-DEFERRED* 11,593 13,439 15,580 18,061 20,838
3% TAXED ANNUALLY** 11,128 12,383 13,779 15,333 17,062
4% TAX-DEFERRED 12,167 14,802 18,009 21,911 26,658
4% TAX ANNUALLY 11,525 13,283 15,310 17,645 20,336
5% TAX-DEFERRED 12,763 16,289 20,789 26,533 33,864
5% TAX ANNUALLY 11,934 14,243 16,998 20,286 24,210
6% TAX-DEFERRED 13,382 17,908 23,966 32,071 42,919
6% TAX ANNUALLY 12,355 15,264 18,859 23,300 28,787
7% TAX-DEFERRED 14,026 19,672 27,590 38,697 54,274
7% TAX ANNUALLY 12,787 16,351 20,908 26,736 34,188
8% TAX-DEFERRED 14,693 21,589 31,722 46,610 68,485
8% TAX ANNUALLY 13,231 17,507 23,164 30,650 40,554
9% TAX-DEFERRED 15,386 23,674 36,425 56,044 86,231
9% TAX ANNUALLY 13,688 18,736 25,646 35,104 48,051
10% TAX-DEFERRED 16,105 25,937 41,722 67,275 108,347
10% TAX ANNUALLY 14,157 20,042 28,374 40,169 56,868
11% TAX-DEFERRED 16,851 28,394 47,846 80,623 135,855
11% TAX ANNUALLY 14,639 21,430 31,371 45,924 67,228
12% TAX-DEFERRED 17,623 31,058 54,736 96,463 170,001
12% TAX ANNUALLY 15,134 22,903 34,661 54,456 79,386
13% TAX-DEFERRED 18,424 33,946 62,543 115,231 212,305
13% TAX ANNUALLY 15,642 24,467 38,272 59,865 93,640

*Tax-deferred results do not reflect taxes, which must be paid upon distribution.

**Taxable results assume taxes are paid annually at the 28% tax bracket. Examples are for illustrative purposes only, and are not intended to imply or guarantee any particular yield for any specific investment.