Medicare Supplement

There are four "parts" to your Medicare benefits:

  • Medicare "Part A" and "Part B" are often called "Original Medicare."
  • Medicare "Part C" is often called "Medicare Advantage" or "MA Plans"
  • Medicare "Part D" is often called "Prescription Drug Coverage"

PART A OF MEDICARE: MEDICARE PART A IS INPATIENT HOSPITAL COVERAGE

Part A (also called Original Medicare) is managed by Medicare and provides Medicare benefits and coverage for:

  • Inpatient hospital care
  • Inpatient stays in most skilled nursing facilities
  • Hospice and home health services

Combined, Medicare Part A and Part B are sometimes also called "Original Medicare."

Combined, Medicare Part A and Part B are sometimes also called "Original Medicare." - See more at: http://senior.usnx.com/medicare-supplement#sthash.9VEW2eAx.dpuf
Combined, Medicare Part A and Part B are sometimes also called "Original Medicare." - See more at: http://senior.usnx.com/medicare-supplement#sthash.9VEW2eAx.dpuf

PART B OF MEDICARE: MEDICARE PART B IS MEDICAL COVERAGE (PHYSCIAN CHARGES)

Part B (also called Original Medicare) is managed by Medicare and provides Medicare benefits and coverage for:

  • Doctor and clinical lab services
  • Outpatient and preventive care
  • Screenings, surgical fees and supplies
  • Physical and occupational therapy

Combined, Medicare Part A and Part B are sometimes also called "Original Medicare."

PART C OF MEDICARE ALSO CALLED MEDICARE ADVANTAGE: COMBINES BOTH PART A AND PART B

Medicare Part C (also called Medicare Advantage) is a different way of getting Medicare Part A and Part B coverage. Medicare Advantage (MA) Plans combine Part A (hospital insurance) and Part B (medical insurance) together in one plan. They can also be combined with Part D prescription drug coverage creating a Medicare Advantage Prescription Drug (MA-PD) Plan.

Generally, these plans are offered as:

  • Medicare Advantage Preferred Provider Organizations (PPO plans)
  • Medicare Advantage Health Maintenance Organizations (HMO plans)
  • Medicare Advantage Private Fee-for-Service (PFFS plans)

PART D OF MEDICARE: MEDCIARE PART D IS STAND ALONE PRESCIPTION COVERAGE

A Medicare Part D Prescription Drug Plan (PDP) can be a stand-alone plan (not joined with other insurance) or it may be combined with a Medicare Advantage Plan called a Medicare Advantage Prescription Drug (MA-PD) Plan.

Here at Senior Care Plus we have over 20 years’ worth of experience helping our clients work through which option would be best for them.

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